Pay-as-You-Go (PAYG) Insurance, also known as Usage-Based Insurance, is personalized automotive insurance based on vehicle type, time and distance traveled, driver behaviors, and locations. GPS trackers are installed in vehicles to collect data and provide real-time information to the insurance company.
The Bolt2 is a compact plug-and-play OBDII GPS tracking device with a backup battery for real-time vehicle and fleet management.
The 3 Axis Accelerometer can detect harsh driving events (harsh acceleration, braking, and cornering), which is used to monitor ‘unsafe’ driving. With small and compact housing and no external wiring, installing the Bolt2 GPS tracker using a splitter is quick and simple.
If you encounter a situation where your Bolt2 loses connectivity, there is sufficient memory to store records to ensure that no data is lost. When the device gets back into range the data will immediately be sent to the server.
You can also schedule maintenance reminders based on driving behavior to avoid costly vehicle services.
The Dart3 is an affordable and reliable GPS tracking device that is both easy to install and easy to conceal and can be used for run-hour monitoring, speed monitoring, and much more. It has a variety of inputs and outputs that can be used for driver ID options and remote immobilization of assets.
The 3-axis accelerometers allow the device to recognize harsh driving events (harsh acceleration, braking, and concern), which can be used to monitor whether a driver is being ‘safe’. You can also schedule maintenance reminders based on driving behavior to avoid costly vehicle services.
If connecting a GPS tracker to your vehicle is not possible, we also offer the largest range of battery-powered GPS trackers which are completely concealable, with incredibly long battery life (10+ years depending on reporting rate).
The 3-axis accelerometer is used for movement-based tracking, which allows the device to ‘sleep’ in an ultra-low power state when it’s inactive to conserve energy, then ‘wake’ when movement occurs. These devices all can store many weeks of data records when your device is out of cellular coverage, to ensure no data is lost. You can also customize and configure update rates for run-hour monitoring, to fit with your specific tracking requirements.
The Yabby3 is our compact, battery-powered tracker designed for long-term asset tracking. Its small size makes it the perfect device for discreet locations. With an impressive battery life of over 3 years on movement-based updates, it features such as sleep mode, battery alerts, weatherproof housing, and LTE-M/NB-IoT connectivity. Its compatibility with Pay-as-You-Go Insurance ensures reliable communication and accurate asset tracking for insurance purposes.
The Oyster3 is our best-selling battery-powered GPS tracker and offers exceptional battery life of over 6+ years on movement-based updates. The device effectively tracks assets in motion, conserves power by entering sleep mode when stationary, offers battery alerts, and boasts a weatherproof IP68, IK07 housing. Furthermore, it ensures reliable communication through LTE-M/NB-IoT cellular connectivity.
The Remora3 is the longest-life battery-powered tracking device on the market. With an impressive battery life of over 20 years, tamper detection, and movement-based tracking, it is perfectly suited for Pay-as-You-Go Insurance.
Powered by two user-replaceable D Cell LTC batteries, the Remora3 features ‘Second-by-Second’ tracking performance to support aggressive and/or extended reporting requirements, including highly accurate speeding, run hour, and odometer monitoring on mobile assets such as rental equipment, trailers, vehicles, and more. Due to historical technology limitations, such applications have previously required a fully wired tracking solution, which severely limits installation options, increases installation and technical support costs, and can also increase the chances of device tampering and subsequently asset theft.
Equipped with Bluetooth® 5.2 Gateway for efficient tagged asset management, it conserves power by entering sleep mode when stationary, provides battery alerts, and features a weatherproof IP68, IK07 housing. Additionally, it offers magnetic tamper detection and ensures reliable communication through LTE-M/NB-IoT connectivity.
Our Edge range of GPS tracking devices features concurrent Indoor/Outdoor tracking capability with GPS, Wi-Fi Access Point Scanning, and Cell Tower fallback. Indoor location can be a valuable enhancement for usage-based insurance programs, as it allows insurers to gather accurate and detailed information about an individual’s driving or parking behaviors even when they are inside buildings or underground parking lots where traditional GPS signals may not reach.
The Yabby Edge is a compact and highly durable indoor/outdoor asset tracker. Its compatibility with Pay-as-You-Go Insurance is enhanced by cloud-based location solving and an impressive battery life of over 3.5 years. The device leverages GNSS, Wi-Fi AP MAC Address Scanning, and Cell Tower location for comprehensive indoor and outdoor asset management. It actively tracks assets during movement, conserves power through sleep mode when stationary, and provides battery alerts.
The Oyster Edge is an ultra-rugged battery-powered device built for tracking assets in both indoor and outdoor environments. It is well-suited for Pay-as-You-Go Insurance with its cloud-based location solving, impressive battery life of over 7 years, and utilization of GNSS, Wi-Fi AP MAC Address Scanning, and Cell Tower location for precise asset management. The device features a Bluetooth® 5.2 Gateway for efficient tagged asset management and sensor monitoring, provides battery alerts and is housed in a weatherproof IP68, IK07 casing. It ensures reliable communication through LTE-M/NB-IoT connectivity.
To learn more about our GPS tracking solutions for PAYG insurance, get in touch with us today.